Which type of insurance often provides a wide array of services, including preventive care?

Comprehensive health insurance is designed to cover a broad range of healthcare services, making it suitable for individuals and families who want extensive protection against various medical needs. This type of insurance typically includes not only hospital stays and surgical procedures but also preventive care services. Preventive care is important because it focuses on the prevention of diseases and health issues before they become severe, often including routine check-ups, vaccinations, screenings, and wellness visits, which are essential for maintaining long-term health.

In contrast, high-deductible health plans usually require the insured to pay a higher deductible before the insurance kicks in, which might limit access to certain preventative services unless specifically covered. Short-term health insurance tends to be more limited in its scope, focusing primarily on basic, temporary coverage without extensive preventive benefits. Supplemental health insurance, while supportive of other insurance policies, generally covers specific needs such as out-of-pocket expenses rather than providing a broad range of services. Hence, comprehensive health insurance stands out as the best answer when considering the range of services and emphasis on preventive care.