Which of the following is NOT an Eligible Expense covered under a major medical health insurance policy?

Major medical health insurance policies are designed to cover a wide array of healthcare expenses, primarily those that are significant and would impose a financial burden if paid out of pocket. Doctor visits, hospital stays, and emergency room services are all standard components of major medical coverage, as they address essential and often costly aspects of healthcare.

Psychological testing, while valuable in diagnosing mental health conditions, may not be universally covered under all major medical policies. Coverage can vary significantly depending on the specific policy language, the issuing insurance company, and the medical necessity of the testing as deemed by the provider. This variability is why it's important to review the specific benefits outlined in a health insurance policy. Therefore, selecting psychological testing as the option that is NOT an eligible expense highlights the importance of understanding the policy details and knowing that not all medical-related expenses align with coverage criteria.