What primary benefit does CHIP provide to families?

The primary benefit of the Children's Health Insurance Program (CHIP) is that it provides affordable insurance for children in qualifying families. This program is designed specifically to help families who earn too much to qualify for Medicaid but still cannot afford private health insurance for their children. By offering comprehensive coverage, CHIP ensures that children receive necessary medical services, including routine check-ups, immunizations, and emergency care.

The focus on affordability is crucial, as it allows families to secure health insurance for their children without facing financial hardship. CHIP plays an essential role in enhancing access to healthcare for children and reducing the number of uninsured kids in the United States. This makes option B the correct choice, reflecting CHIP's mission to support the health and well-being of children from low- to moderate-income families.