What is one characteristic of wellness visits in terms of cost-sharing?

Wellness visits are primarily designed for preventive care, which includes services like annual check-ups, vaccinations, and screenings. Under many health insurance plans, these visits are typically covered without cost-sharing. This means that the insured individual does not have to pay a copayment, coinsurance, or meet a deductible when accessing these services.

The importance of this characteristic lies in the emphasis on preventing illness and promoting health, making it financially easier for individuals to access necessary health care that can identify issues early, ultimately saving on potential higher medical costs in the future. This is in alignment with the Affordable Care Act, which mandates that certain preventive services be provided without cost-sharing to encourage regular health maintenance.

The other options do not accurately represent the general approach to wellness visits. They either imply that there is always a financial burden or potential denial, which is contrary to the goal of promoting preventive care access.