What does it mean when a health insurance plan has a higher premium compared to others?

When a health insurance plan has a higher premium compared to others, it typically indicates that the policy might provide more comprehensive coverage. Higher premiums often reflect an increased range of benefits, such as lower deductibles, smaller co-pays, and broader networks of healthcare providers. Comprehensive coverage tends to include a wider array of services, like preventive care, specialty treatments, and possibly even additional features like wellness programs or coverage for prescriptions.

In contrast, options regarding fewer benefits or lower coverage do not align with the usual reason for higher premiums, as they typically relate to lower-cost plans. The notion of higher out-of-pocket costs usually coexists with lower premiums. Therefore, premium levels are principally indicative of the scope and depth of the benefits offered, making option C correct in this context.